Have you ever felt stressed because you don’t have money? Which ultimately makes you live your life feeling really stressed and insecure? And because of that, you feel unconfident and unproductive with your daily activities too.
Well, you could say this is normal, why? Because yes, your financial health usually affects everything, even your mental health, which can have a negative impact on the things you do every day. And if you feel like that, you are in the right article, this time I will give you some tips about financial health.
Reasons Why Financial Problems Disrupt Our Psychology
Before I get into financial issues, I want to explain why not feeling safe and comfortable can disrupt our daily lives. This time I will explain using the theory of psychology expert, Abraham Maslow and the hierarchy of needs.
In essence, this theory says that if you want to live your #FullLife, you need to fulfill all your needs in this triangle.
Well, this feeling of security and comfort is in the second stage. Which means, if you don’t feel safe and comfortable, there is a possibility that you will have difficulty resolving the issues at this next stage. Like relationships, productivity, and self-confidence.
This feeling of security and comfort can be perceived differently because it is influenced by various things. Support from the people in your life, stable work, your healthy physical condition, even your financial and financial condition.
For example, if you feel that your finances are insecure and are in danger of being laid off, there is a possibility that this will make you feel insecure. It’s still difficult to carry out your daily life.
This time, I will discuss the focus on feeling safe and comfortable in the financial aspect. Because yes, if our finances are safe, this will make us feel like our lives are safer too.
What is meant by financial security?
Financial security is one part of financial health. What I define is our ability to meet today’s and future financial needs as well as our ability to make choices so that our lives are safer and more comfortable. I try to use 2 specific things that make someone financially healthy.
First, those who are financially healthy can control their finances to meet their daily needs. Like paying bills on time or doing monthly shopping without worrying that their finances will be in trouble.
Apart from that, those who are financially healthy can also make decisions to make themselves happy. They can also fulfill what they want to buy, give to their family, and even set aside money for future investments.
How do you build safe and healthy finances?
The first thing is to start first. Even though people have different definitions of “financial security and health”, still, if you wake up now, you will most likely feel safe sooner and it will help you in the future.
One way you can do this is by investing. At this point, maybe you are hesitant about investing because you don’t understand how it works or think that investing requires having a lot of funds to become capital.
After that, make sure that you have full control over your income and expenses.
Makes sense yeah. So the first thing is to know how your money flows in and out. Once you know the plot, don’t forget to take notes.
You can see the incoming finances from various things. The salary you get, bonuses, additional income, or even the value of the investments you have. The point is, you know where your income flows and note it down.